PAINTINGSPHOTOGRAPHYSOUVENIRSPROFILEEVENTSCONTACT

 
 
 
 
   
 

Our business philosophy
entails a more-than-usual focus on individual customer or the low-income earner.

The clear intent is to improve the lives and business of individuals with whom we have business relationships. We seek to grow each individual/business, hopefully from the “Micro” level to “Small” business category, then to a “medium” scale enterprise and beyond. We shall track the progress of each individual through professional bank officers who are required to develop close but professional business relationships with our customers in order to serve them well. Each individual or business progress is our success story.

This approach or philosophy informed the decisions we make in product design, marketing, granting credits and our business strategy in its totality. While keeping an eye on operational cost efficiency, we focus on what is in the best interest of our customers.

 

WHO ARE WE?

We are a world class financial service provider, rendering flexible micro banking services to individuals, groups and small and medium enterprises in all classes of micro businesses.


WHAT DO WE HOPE TO ACHIEVE?

Business growth, perpetuity/continuity and the perception of success in the minds of our stakeholders
A sense of significance to our individual and corporate customers
Develop positive attitudinal changes towards savings in the minds of our target customers.


OUR APPROACH

Our business philosophy entails a more-than-usual focus on individual customers, micro businesses or the low-income earners. This informs our decision to design tailor made product that suit our customer’s needs, our marketing strategy and granting of credits.


OUR OPERATIONS

Shortly after approval was granted to us via a letter from CBN dated 02 January 2008, our operations commenced on the 1st of February 2008. Since then we have embarked on intense grassroots marketing with our philosophy as our guiding light.

 
   
 
 
       

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